Last updated: 18 August 2025
INTRODUCTION & DISCLAIMERS
1.1. These Terms of Use & Disclaimers (these “Terms”) are between Streamflow Research Inc. existing under the laws of Panama (“Streamflow”, “we”, “us” or “our”) and you (also referred to herein as “User” or “Customer”).
1.2. These terms govern your access to and use of https://www.streamflow.finance/, the Streamflow App, and such other services as may be offered by Streamflow from time to time (the “Services”).
1.3. You must read and understand these terms before you use the Services.
1.4. THESE TERMS GOVERN YOUR USE OF THE SERVICES UNLESS WE ARE ONLY WILLING TO MAKE THE SERVICES AVAILABLE TO YOU ONLY IF YOU ACCEPT ALL OF PROVISIONS CONTAINED IN THESE TERMS. BY USING THE SERVICES, YOU ARE CONFIRMING YOU UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS. IF YOU ACCEPT THESE TERMS ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU CONFIRM YOU HAVE THE AUTHORITY TO DO SO, AND 'YOU' REFERS TO THAT ENTITY. IF YOU LACK SUCH AUTHORITY OR DO NOT AGREE TO ALL TERMS, PLEASE DO NOT USE OUR SERVICES. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICES.
1.5. STREAMFLOW IS NOT REGISTERED WITH THE U.S. SECURITIES AND EXCHANGE COMMISSION AND DOES NOT OFFER SECURITIES SERVICES IN THE UNITED STATES OR TO U.S. PERSONS. YOU ACKNOWLEDGE THAT TOKENS ARE NOT SUBJECT TO PROTECTIONS OR INSURANCE PROVIDED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR THE SECURITIES INVESTOR PROTECTION CORPORATION.
1.6. Streamflow is a non-custodial service provider and does not at any time hold, manage, possess, or control your Tokens, private keys, or any credentials associated with your wallet(s). You retain sole responsibility for the custody and management of your Tokens and any wallets you choose to use. Streamflow may provide links to third party wallets from time to time for your convenience, but any links provided are strictly for information and purposes only. Streamflow does not endorse, control, or assume responsibility for any third-party wallet providers, and disclaims any and all liability arising from your use of, or reliance on, such third-party services.
1.7. Streamflow does not offer, sell, or facilitate the purchase of any Tokens for investment purposes. Any Tokens accessed through or used in connection with the Platform are not intended to constitute securities, investment contracts, or financial instruments of any kind, and should not be considered as an opportunity for profit, capital appreciation, or financial return. The availability of Tokens on the Platform is solely for purposes of utility and functionality within specific applications or ecosystems. You acknowledge and agree that you are not acquiring or using Tokens via the Platform with any expectation of profit, income, or appreciation arising from the efforts of Streamflow or any third party. Streamflow reserves the right to reject any usage of Tokens or other activities on Streamflow Platform.
1.8. No terms in this document constitute a prospectus, an offer document of any sort, or are intended to constitute an offer of securities, or a solicitation for investment in securities. If you receive Tokens through an airdrop, please note that any Streamflow Platform contribution and/or participation does not represent, constitute or involve the exchange of value for any form of securities, investment units and/or form of ordinary shares in any project, in any platform associated with Streamflow.
1.9. This document in any part thereof and any copy thereof must not be transmitted to any country where distribution or dissemination of these documents and its information is prohibited or restricted. No regulatory authority has examined or approved to this date of any of the information set out in this document. The publication, distribution or dissemination of these Terms do not imply that the applicable laws, regulatory requirements or rules have been complied with.
1.10. All Users are responsible for implementing reasonable measures for securing their own digital wallet, vault or other storage mechanism used to receive and hold Tokens, including any requisite private key(s) or other credentials necessary to access such storage mechanism(s). If any private key(s) or other access credentials are lost, the holder may lose access to their Tokens. Streamflow is not responsible for any losses, costs or expenses relating to lost access credentials. Streamflow shall have no obligations in any form or whatsoever to you in respect of your Tokens.
1.11. It is the Token holder’s entire responsibility to withhold, collect, report and remit the correct taxes to the appropriate tax authorities regarding any received Tokens via the Platform.
1.12. You expressly understand and agree that your access to and use of Streamflow Platform is at your sole risk, and that Streamflow Platform is provided “as is” and “as available” without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, we, our subsidiaries, affiliates, and licensors make no express warranties and hereby disclaim all implied warranties regarding Streamflow Platform and any part of it (including, without limitation, the site, any smart contract, or any external websites), including the implied warranties of merchantability, fitness for a particular purpose, non-infringement, correctness, accuracy, or reliability. Without limiting the generality of the foregoing, we, our subsidiaries, affiliates, and licensors do not represent or warrant to you that: (i) your access to or use of Streamflow Platform will meet your requirements, (ii) your access to or use of Streamflow Platform will be uninterrupted, timely, secure or free from error, (iii) usage data provided through Streamflow Platform will be accurate, (iv) Streamflow Platform or any content, services, or features made available on or through Streamflow Platform are free of viruses or other harmful components, or (v) that any data that you disclose when you use Streamflow Platform will be secure. Some jurisdictions do not allow the exclusion of implied warranties in contracts with consumers, so some or all of the above exclusions may not apply to you.
1.13. You accept the inherent security risks of providing information and dealing online over the internet, and agree that we have no liability or responsibility for any breach of security unless it is due to our gross negligence.
1.14. We will not be responsible or liable to you for any losses you incur as the result of your use of the Platform or an electronic wallet, including but not limited to any losses, damages or claims arising from: (a) user error, such as forgotten passwords or incorrectly construed smart contracts or other transactions; (b) server failure or data loss; (c) corrupted wallet files; (d) unauthorized access or activities by third parties, including but not limited to the use of viruses, phishing, bruteforcing or other means of attack against Streamflow Platform, a supporting network network, or an electronic wallet.
1.15. We are not responsible for losses due to blockchains or any other features of Streamflow Platform or an electronic wallet, including but not limited to late report by developers or representatives (or no report at all) of any issues with blockchains, including but not limited to forks, technical node issues, or any other issues having fund losses as a result.
1.16. These Terms will govern the rules, eligibility criteria, and/or participation requirements for any competitions, promotions, marketing campaigns or similar activity that Streamflow may organise.
In these Terms, the following definitions apply:
GENERAL AGREEMENT
3.1. By accessing or using the Streamflow Platform or Services, you confirm that you have read, understood, and agreed to all of the terms and conditions outlined in these Terms, as well as our Privacy Policy, available at https://streamflow.finance/privacy. You also represent that you have the legal authority to accept these Terms on behalf of yourself and any party or organization you represent in connection with your use of the Platform and Services. If you are an individual entering into these Terms on behalf of an entity, you affirm that you have the authority to bind that entity. By agreeing to these Terms, the terms “you” and “your” refer to both you and the entity, as well as other users accessing the Platform and Services on behalf of that entity.
3.2. Streamflow reserves the right, in its sole and absolute discretion and without liability to you or any third party, to restrict your use of the Platform and/or Services. Such decisions may be based on various factors, including but not limited to legal/regulatory requirements, our discretion, or your breach of these Terms. Additionally, we may temporarily suspend your access to the Platform and/or Services if technical issues necessitate such action.
CUSTOM AGREEMENTS; SPECIAL TERMS
4.1. Notwithstanding any provision of these Terms, Streamflow reserves the exclusive right, at its sole and absolute discretion, to enter into separate written agreements with specific Users or entities (“Custom Agreements”). Such Custom Agreements may modify, supplement, or override certain provisions of these Terms solely with respect to the applicable User or entity, and solely as expressly stated in such Custom Agreement.
4.2. Except as expressly set forth in a duly executed Custom Agreement, all other provisions of these Terms shall remain in full force and effect.
4.3. To the extent a Custom Agreement expressly conflicts with these Terms, the Custom Agreement shall govern, but strictly and exclusively with respect to the subject matter of that conflict, and solely as it applies to the User bound by such Custom Agreement. No provision in any Custom Agreement shall be interpreted as creating rights or obligations for any other User.
4.4. No Custom Agreement shall be construed as a waiver of any rights Streamflow holds under these Terms, nor shall it be deemed a waiver of compliance by any other User.
4.5. Custom Agreements must be in writing and signed by authorized representatives of both parties to be effective.
4.6. Any modification to a Custom Agreement must be in writing and signed by both parties; verbal amendments shall have no force or effect.
4.7. The provisions of these Terms not modified by a Custom Agreement shall survive any termination or expiration of such Custom Agreement.
ELIGIBILITY
**Excluded Jurisdictions**
5.1. Access to Streamflow’s Services is restricted in the following jurisdictions:
(i) The People’s Republic of China (encompassing all areas under its jurisdiction)
(ii) FATF-Listed Jurisdictions (as specified by the Financial Action Task Force for AML/CFT deficiencies in the list).
(iii) Sanctioned Jurisdictions (including but not limited to Crimea, Cuba, Iran, North Korea, Syria, and certain regions in Ukraine such as Donetsk and Luhansk).
(iv) Restricted Jurisdictions where decentralized finance applications are prohibited or heavily regulated (including but not limited to Venezuela, Iraq, Yemen, Zimbabwe, Lebanon, Libya, Somalia, South Sudan, Sudan, Belarus, Burma (Myanmar), Central African Republic, Congo, Côte d'Ivoire, Liberia, Mali, Nicaragua, Russia, the United Kingdom and the United State of America).
5.2. The above jurisdictions are collectively referred to as the “Excluded Jurisdictions” in these Terms. This list is subject to change and may be updated to reflect global regulatory shifts. Users are responsible for ensuring compliance with these restrictions.
Excluded Persons
5.3. The following individuals or entities are prohibited from using Streamflow’s Services:
(i) Individuals and Entities in Excluded Jurisdictions: Including citizens, residents, or those physically present in these jurisdictions.
(ii) Corporate Entities: Businesses incorporated in, operating from, or controlled by individuals in Excluded Jurisdictions.
(iii) Sanctioned Persons: Listed on sanction lists by the United Nations, United States, United Kingdom, European Union, or similar authorities.
Age and Legal Compliance
5.4. Users must confirm the following:
(i) Age Requirement: At least 18 years old, and at least the legal age of majority in the jurisdiction you reside.
(ii) No Prior Suspension: No previous suspension or removal from Streamflow or related services.
(iii) Compliance with Laws: Usage complies with all applicable laws and regulations.
Export Control and Sanctions
5.5. Use of our Services is conditioned upon compliance with:
(i) Export Control Regulations: Adherence to all applicable export control laws.
(ii) Restricted Users: Prohibition on use by individuals or entities from embargoed regions or on sanction lists.
(iii) Prohibited Transactions: No engagement in transactions with Restricted Jurisdictions or Restricted Persons.
Continuous Representation
5.6. Users must continuously ensure:
(i) Non-Restricted Status: They are not subject to trade sanctions, embargoes, or listed on restricted party lists by global authorities.
(ii) Notification Obligation: Immediate notification to Streamflow if their status changes.
5.7. Streamflow reserves the right to enforce these restrictions through measures such as geo-fencing technology.
PROHIBITED ACTIVITIES RELATED TO SECURITIES
6.1. In connection with your use of the Platform and/or Services, you are expressly prohibited from engaging in any form of transaction, trade, or activity involving digital tokens, cryptocurrencies, or any digital assets that represent or are in any way related to securities as defined by applicable securities laws and regulations. This includes, but is not limited to:
(i) Securities Representation: Engaging in transactions involving tokens that represent shares, bonds, derivatives, or any other financial instruments classified as securities under any jurisdiction.
(ii) Securities-Related Operations: Offering, issuing, buying, selling, or trading tokens or digital assets that are subject to or regulated by securities laws, including but not limited to initial coin offerings (ICOs), security token offerings (STOs), or any form of equity or debt tokenization.
(iii) Advisory and Promotion: Providing advice, promoting, or in any way encouraging the purchase, sale, or trade of securities-related tokens.
INTELLECTUAL PROPERTY
7.1. You acknowledge and agree that, unless otherwise stated, we (or, as applicable, our licensors) own all legal right, title and interest in and to all elements of the Platform, and all intellectual property rights therein. The visual interfaces, graphics (including, without limitation, all art and drawings associated with the Platform), design, systems, methods, information, computer code, software, services, “look and feel”, organization, compilation of the content, code, data, and all other elements of the Platform (collectively, the “Materials”) are owned or licensed by Streamflow, and are protected by copyright, trade dress, patent, and trademark laws, international conventions, other relevant intellectual property and proprietary rights, and applicable laws. All Materials are the copyrighted property of Streamflow or its licensors, and all trademarks, service marks, and trade names contained in the Materials are proprietary to Streamflow or its licensors. Except as expressly set forth herein, your use of the Platform does not grant you ownership of or any other rights with respect to any content, code, data, or other materials that you may access on or through the Platform. We reserve all rights in and to the Materials not expressly granted to you in the Terms.
7.2. You may choose to submit comments, bug reports, ideas or other feedback about the Platform, including without limitation about how to improve the Platform (collectively, “Feedback”). By submitting any Feedback, you agree that we are free to use such Feedback at our discretion and without additional compensation to you, and to disclose such Feedback to third parties (whether on a non-confidential basis, or otherwise). You hereby grant us a perpetual, irrevocable, nonexclusive, worldwide license under all rights necessary for us to incorporate and use your Feedback for any purpose.
DIGITAL ASSETS, WALLETS AND SECURITY
8.1. Certain functionalities of the Platform may require you to connect a compatible digital asset wallet (“Wallet”). If you do not connect a Wallet, access to specific features may be limited or unavailable.
8.2. The Platform is a non-custodial interface and does not access, store, or manage private keys, Wallet credentials, or digital assets on behalf of any User. Streamflow does not have custody or control over your Wallet or any digital assets held therein. You retain sole responsibility for managing and securing your Wallet, including any associated private keys, recovery phrases, passwords, and access credentials. Streamflow disclaims all liability arising from unauthorised access, loss, or compromise of your Wallet or digital assets.
8.3. You retain full legal and beneficial ownership of all digital assets in your Wallet at all times. Digital assets accessed or used in connection with the Platform remain your sole property and are not held, loaned, pledged, transferred, or otherwise managed by Streamflow. Streamflow does not acquire any interest, lien, or claim to such digital assets. You acknowledge that you bear all risks associated with your digital assets, including but not limited to loss of access, value fluctuation, theft, technical failures, and compliance with applicable law. Streamflow shall not be liable for any losses or damages arising from such risks.
8.4. You are solely responsible for maintaining the confidentiality and integrity of your Wallet, account credentials, and the devices used to access the Platform. Streamflow shall not be liable for any loss or damage resulting from your failure to maintain adequate security measures.
8.5. Streamflow reserves the right to screen, inspect, and evaluate any Wallet address that interacts with or attempts to interact with its services, products, or smart contracts. You acknowledge and agree that Streamflow may, either directly or through third-party service providers, conduct real-time or periodic reviews of ****Wallet addresses using blockchain analytics and sanctions screening tools. Streamflow may deny, suspend, or otherwise restrict access to its services for any Wallet address that is, or Streamflow suspects to be: (i) associated with illicit activity, including but not limited to money laundering, terrorist financing, fraud, or sanctions evasion; (ii) listed on any governmental, regulatory, or recognized third-party sanctions or watchlist, including but not limited to OFAC, FATF, or EU sanctions lists; (iii) associated with high-risk counterparties or jurisdictions.
USER INFORMATION
9.1. As a condition of accessing or using the Platform, you agree to provide Streamflow with accurate, complete, and current information as required for registration, ongoing account maintenance, or as otherwise requested in connection with the Platform or Services. You represent and warrant that all such information, whether submitted during account creation or thereafter, is truthful, not misleading, and does not infringe upon the rights of any third party.
9.2. You further agree to: (i) promptly update any information previously provided to ensure its continued accuracy and completeness; (ii) cooperate with Streamflow in verifying your information upon request, including providing any documentation reasonably required for compliance with applicable laws, including anti-money laundering (AML), counter-terrorist financing (CTF), sanctions, or know-your-customer (KYC) requirements; and (iii) notify Streamflow without undue delay of any changes to your contact details or other material information relevant to your use of the Platform.
9.3. You acknowledge that Streamflow may rely on the accuracy and completeness of the information you provide. Streamflow shall not be liable for any loss, delay, or failure in the provision of services resulting from your failure to provide accurate or complete information.
9.4. Streamflow reserves the right, in its sole discretion and without notice, to suspend or terminate your access to the Platform in the event that any information provided is inaccurate, incomplete, misleading, or otherwise in violation of these Terms or applicable law.
FEES AND TRANSACTION COSTS
PEER CONTRACT TRANSFER MODULE
RESERVATION OF RIGHTS
LIMITATION OF USE
ASSUMPTION OF RISK
LIMITATION OF LIABILITY
INDEMNIFICATION
DISCLAIMER OF WARRANTIES
DISPUTE RESOLUTION; ARBITRATION
SEVERANCE
THIRD PARTY CONTENT
STAKING
CHANGES TO THESE TERMS
Certain eligible users may participate in staking services offered by Streamflow (“Streamflow Staking”). By participating in Streamflow Staking, users agree to these Terms, which outline the obligations, rights, and restrictions involved in staking activities. Please review these Terms carefully before staking any assets, as your participation in Streamflow Staking constitutes acceptance of these Terms.
Streamflow Staking services are accessible exclusively through a registered user account on the Platform. Users must be the rightful owners of any tokens staked and must hold proper authorisation to engage in staking activities on the Platform. Unauthorised use or participation is prohibited, and Streamflow reserves the right to verify token ownership and authorisation status as needed.
Through Streamflow Staking, users can establish staking pools for any SPL token on the Solana blockchain. Pool creators set specific conditions for each staking pool, including lock-up periods, reward structures, and other relevant terms. Users participating in these pools should be aware that Streamflow does not control or manage the specific staking terms set by pool creators, nor is it liable for any mismanagement or discrepancies in these terms. Participants are encouraged to thoroughly review each pool’s specific terms before staking their tokens.
Users can initiate staking by instructing Platform to transfer SPL tokens from their account to a designated staking pool. Once an instruction is confirmed and executed, it is irrevocable and cannot be cancelled.
Staking pools may offer various lock-up periods, each with its own rewards structure and conditions. During the lock-up period, staked tokens are non-transferable and cannot be withdrawn, traded, or otherwise used. If a pool allows for early withdrawal, users may face penalties or forfeiture of some or all rewards, as specified in the pool’s conditions. Participants should carefully evaluate each pool’s lock-up terms and understand the implications of early withdrawal before staking.
Rewards from staking are issued based on parameters set by the pool creator, including the lock-up period, pool dynamics, and staking amount. Rewards may be issued in any token as specified by the pool creator. Estimated APY calculations offer a projection of potential earnings but do not guarantee actual returns, as yields can vary due to fluctuations in pool parameters and market conditions. Additionally, rewards may be subject to commissions or fees to cover operational costs before distribution. Streamflow does not guarantee specific reward outcomes, and users are advised that rewards may vary, decline, or, in some cases, be forfeited.
Streamflow provides staking services on an “as-is” and “as-available” basis. Streamflow does not guarantee uninterrupted, error-free service or protection from security vulnerabilities. While Streamflow aims to maintain reliable and secure service, technical or operational disruptions outside its control may affect staking functionality.
Streamflow makes no express or implied warranties regarding specific staking rewards, returns, or yield levels. Staking yields are inherently variable and subject to changes in market conditions, pool terms, protocol adjustments, and other external factors. Users should recognise that past performance does not predict future outcomes, and rewards may fluctuate, decline, or cease entirely.
To the fullest extent permitted by law, Streamflow disclaims liability for any losses, damages, or expenses arising from participation in staking. Streamflow shall not be liable for any direct, indirect, incidental, special, or consequential damages, including, but not limited to, loss of funds, anticipated profits, or service interruptions, even if Streamflow has been advised of the possibility of such damages. This limitation applies to claims arising under contract, tort, negligence, strict liability, or any other legal theory.
Staking pools rely on smart contracts, which, despite rigorous testing and audits, may still contain vulnerabilities. Streamflow does not guarantee that its smart contracts or any third-party integrations are free from bugs or exploits. Users participate at their own risk, acknowledging that any compromise in smart contracts could lead to a partial or total loss of staked assets.